/* ==================== FINANCED BY JOHN — V6 EDITORIAL LUXURY ==================== */
/* Typography-first · Editorial · Cinematic · Soft · Apple-like · Immersive */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;0,700;1,300;1,400;1,500;1,600;1,700&family=Inter:ital,opsz,wght@0,14..32,100..900;1,14..32,100..900&display=swap');

:root {
  /* — Palette — */
  --navy: #0F172A;
  --navy-95: rgba(15,23,42,0.95);
  --navy-80: rgba(15,23,42,0.80);
  --navy-60: rgba(15,23,42,0.60);
  --cream: #F5F5F2;
  --cream-warm: #F0EDE8;
  --cream-dark: #E8E5E0;
  --charcoal: #1C1C1C;
  --charcoal-soft: #2A2A2A;
  --silver: #C7CDD6;
  --silver-10: rgba(199,205,214,0.10);
  --silver-06: rgba(199,205,214,0.06);
  --stone: #D6D3D1;
  --stone-light: #E2DFDC;
  --text-dark: #1C1C1C;
  --text-mid: #64645F;
  --text-light: #8A8A8A;
  --text-muted: #ABABAB;
  --text-on-dark: #D8D8D8;
  --text-on-dark-mid: #8892A2;
  /* — Typography — */
  --serif: 'Cormorant Garamond', Georgia, 'Times New Roman', serif;
  --sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', sans-serif;
  /* — Motion — */
  --ease: cubic-bezier(0.25, 0.1, 0.25, 1);
  --ease-out: cubic-bezier(0.0, 0.0, 0.2, 1);
  --ease-smooth: cubic-bezier(0.4, 0, 0, 1);
  --ease-spring: cubic-bezier(0.34, 1.56, 0.64, 1);
  /* — Radius — soft Apple/Ogroup aesthetic — */
  --r-sm: 8px;
  --r-md: 12px;
  --r-lg: 16px;
  --r-xl: 24px;
  --r-full: 100px;
  /* — Shadows — subtle depth — */
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 20px rgba(0,0,0,0.06);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.08);
  --shadow-xl: 0 16px 60px rgba(0,0,0,0.10);
  --shadow-float: 0 20px 80px rgba(0,0,0,0.12);
  --shadow-dark: 0 4px 20px rgba(0,0,0,0.3);
  --shadow-dark-float: 0 16px 60px rgba(0,0,0,0.4);
}

/* ==================== BASE — EDITORIAL FOUNDATION ==================== */
*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
html { scroll-behavior:smooth; scroll-padding-top:100px; font-size:16px; }
body {
  font-family:var(--sans);
  color:var(--text-dark);
  line-height:1.85;
  background:var(--cream);
  overflow-x:hidden;
  font-weight:400;
  font-size:17px;
  letter-spacing:0.01em;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  text-rendering:optimizeLegibility;
  font-feature-settings:'kern' 1, 'liga' 1, 'calt' 1;
}
a { text-decoration:none; color:inherit; transition:color 0.5s var(--ease), opacity 0.5s var(--ease); }
img { max-width:100%; display:block; }
button { cursor:pointer; border:none; background:none; font-family:var(--sans); }
ul { list-style:none; }
::selection { background:var(--navy); color:var(--cream); }

/* Grain texture — removed for scroll performance */

/* Scroll progress — REMOVED */

/* ==================== EDITORIAL TYPOGRAPHY SYSTEM ==================== */
.container { max-width:1280px; margin:0 auto; padding:0 72px; }
.section { padding:140px 0; }

/* — Section tag — pill label above headlines — */
.section-tag {
  font-family:var(--sans);
  font-size:11px;
  font-weight:500;
  text-transform:uppercase;
  letter-spacing:5px;
  color:var(--text-light);
  margin-bottom:36px;
  display:inline-block;
  background:rgba(15,23,42,0.03);
  padding:12px 24px;
  border-radius:var(--r-full);
}
.dark .section-tag { color:var(--text-on-dark-mid); background:rgba(245,245,242,0.05); }

/* — Section title — ogroup-style sans headline with serif accents — */
.section-title {
  font-family:var(--sans);
  font-size:clamp(40px,5vw,64px);
  font-weight:300;
  color:var(--charcoal);
  line-height:1.15;
  margin-bottom:32px;
  letter-spacing:0.04em;
  text-transform:uppercase;
}
.section-title em {
  font-family:var(--serif);
  font-style:italic;
  font-weight:400;
  letter-spacing:-0.01em;
  text-transform:none;
}
.dark .section-title { color:var(--cream); }
.section-title span[style*="display:block"] { display:block !important; }

/* — Section description — refined body copy — */
.section-desc {
  font-size:17px;
  color:var(--text-mid);
  max-width:520px;
  line-height:2;
  font-weight:300;
  letter-spacing:0.01em;
  word-spacing:0.02em;
}
.dark .section-desc { color:var(--text-on-dark-mid); }

/* — Divider — soft editorial line — */
.divider { width:44px; height:2px; background:var(--stone); margin:40px 0; }
.dark .divider { background:rgba(199,205,214,0.2); }

/* — Center helper — */
.text-center { text-align:center; }
.text-center .divider { margin:40px auto; }
.text-center .section-desc { margin-left:auto; margin-right:auto; }
.text-center .section-tag { margin-left:auto; margin-right:auto; }

/* ==================== BUTTONS — SOFT ROUNDED ==================== */
.btn {
  display:inline-flex;
  align-items:center;
  gap:12px;
  padding:20px 48px;
  font-family:var(--sans);
  font-weight:500;
  font-size:11px;
  text-transform:uppercase;
  letter-spacing:3px;
  transition:all 0.6s var(--ease);
  position:relative;
  border-radius:var(--r-full);
}
.btn-navy { background:var(--navy); color:var(--cream); box-shadow:var(--shadow-md); }
.btn-navy:hover { background:var(--charcoal-soft); transform:translateY(-2px); }
.btn-outline { border:1.5px solid var(--stone); color:var(--charcoal); background:rgba(255,255,255,0.5); backdrop-filter:blur(10px); }
.btn-outline:hover { border-color:var(--charcoal); color:var(--charcoal); background:rgba(255,255,255,0.8); transform:translateY(-2px); }
.btn-outline-light { border:1.5px solid rgba(199,205,214,0.2); color:rgba(245,245,242,0.7); background:rgba(255,255,255,0.04); backdrop-filter:blur(10px); }
.btn-outline-light:hover { border-color:rgba(245,245,242,0.4); color:var(--cream); background:rgba(245,245,242,0.08); transform:translateY(-2px); }
.btn-cream { background:var(--cream); color:var(--navy); box-shadow:var(--shadow-md); }
.btn-cream:hover { background:var(--cream-warm); transform:translateY(-2px); }
.cta-bar { display:flex; align-items:center; justify-content:center; gap:20px; padding-top:100px; flex-wrap:wrap; }

/* ==================== NAVIGATION — FLOATING GLASS ==================== */
.nav { position:fixed; top:0; left:0; right:0; z-index:1000; padding:16px 0; transition:all 0.8s var(--ease-smooth); background:linear-gradient(180deg,rgba(15,23,42,0.7) 0%,rgba(15,23,42,0.3) 60%,transparent 100%); }
.nav.scrolled { padding:8px 0; background:none; }
.nav.scrolled .nav-inner { background:rgba(15,23,42,0.85); backdrop-filter:blur(40px) saturate(1.4); -webkit-backdrop-filter:blur(40px) saturate(1.4); border-radius:var(--r-full); margin:0 20px; padding:8px 28px; border:1px solid rgba(255,255,255,0.06); max-width:none; }
.nav.scrolled .nav-links a { padding:8px 10px; font-size:9px; letter-spacing:1.5px; }
.nav.scrolled .nav-logo-svg { width:180px; }
.nav.scrolled .nav-apply { padding:8px 18px; font-size:8px; letter-spacing:2.5px; }
.nav.scrolled .lang-toggle button { padding:6px 10px; font-size:8px; }
.nav-inner { display:flex; align-items:center; justify-content:space-between; max-width:1400px; margin:0 auto; padding:0 48px; transition:all 0.8s var(--ease-smooth); border-radius:var(--r-full); }
.nav-logo { color:var(--cream); white-space:nowrap; flex-shrink:0; display:flex; align-items:center; }
.nav-logo-svg { width:260px; height:auto; }
.nav-links { display:flex; align-items:center; gap:0; flex:1; justify-content:center; }
.nav-links a { color:rgba(245,245,242,0.85); font-size:9.5px; font-weight:600; padding:10px 10px; text-transform:uppercase; letter-spacing:1.8px; transition:all 0.5s var(--ease); border-radius:var(--r-full); white-space:nowrap; text-shadow:0 1px 6px rgba(0,0,0,0.4); }
.nav-links a:hover, .nav-links a.active { color:var(--cream); background:rgba(245,245,242,0.1); text-shadow:0 1px 10px rgba(0,0,0,0.5); }
.nav-right { display:flex; align-items:center; gap:10px; flex-shrink:0; }
/* nav-phone — REMOVED (phone now in footer only) */
.nav-apply { border:1px solid rgba(245,245,242,0.4); color:var(--cream); padding:10px 20px; font-size:9px; font-weight:600; text-transform:uppercase; letter-spacing:2.5px; transition:all 0.6s var(--ease); border-radius:var(--r-full); white-space:nowrap; flex-shrink:0; text-shadow:0 1px 6px rgba(0,0,0,0.3); }
.nav-apply:hover { background:rgba(245,245,242,0.1); border-color:rgba(199,205,214,0.4); color:var(--cream); transform:translateY(-1px); }
.lang-toggle { display:flex; border:1px solid rgba(245,245,242,0.35); border-radius:var(--r-full); overflow:hidden; flex-shrink:0; }
.lang-toggle button { padding:6px 12px; font-size:9px; font-weight:600; color:rgba(245,245,242,0.7); transition:all 0.5s var(--ease); text-transform:uppercase; letter-spacing:1.5px; }
.lang-toggle button.active { background:rgba(245,245,242,0.15); color:var(--cream); }
.mobile-toggle { display:none; color:var(--cream); font-size:20px; }

/* Nav dropdown */
.nav-dropdown { position:relative; }
.nav-dropdown-toggle { color:rgba(245,245,242,0.85); font-size:9.5px; font-weight:600; padding:10px 10px; text-transform:uppercase; letter-spacing:1.8px; transition:all 0.5s var(--ease); white-space:nowrap; text-shadow:0 1px 6px rgba(0,0,0,0.4); cursor:pointer; display:flex; align-items:center; gap:4px; }
.dd-arrow { font-size:8px; transition:transform 0.3s var(--ease); }
.nav-dropdown:hover .dd-arrow { transform:rotate(180deg); }
.nav-dropdown-toggle:hover { color:var(--cream); }
.nav-dropdown-menu {
  position:absolute; top:100%; right:0; min-width:220px;
  background:var(--navy-95); backdrop-filter:blur(20px); -webkit-backdrop-filter:blur(20px);
  border:1px solid rgba(199,205,214,0.1);
  border-radius:var(--r-lg);
  padding:12px 0; opacity:0; visibility:hidden;
  transform:translateY(8px);
  transition:all 0.35s var(--ease);
  z-index:100;
}
.nav-dropdown:hover .nav-dropdown-menu { opacity:1; visibility:visible; transform:translateY(0); }
.nav-dropdown-menu a {
  display:block; padding:12px 28px;
  font-size:11px; font-weight:500; color:rgba(245,245,242,0.65);
  letter-spacing:1.5px; text-transform:uppercase;
  transition:all 0.3s var(--ease);
}
.nav-dropdown-menu a:hover { color:var(--cream); background:rgba(245,245,242,0.06); padding-left:32px; }
.nav.scrolled .nav-dropdown-toggle { padding:8px 10px; font-size:9px; letter-spacing:1.5px; }

/* Mobile menu section labels */
.mob-section { border-top:1px solid rgba(199,205,214,0.1); margin-top:12px; padding-top:16px; display:flex; flex-direction:column; align-items:center; width:100%; }
.mob-section a { font-size:14px !important; padding:8px 32px !important; }
.mob-label { display:block; font-size:9px; font-weight:600; color:rgba(245,245,242,0.35); letter-spacing:3px; text-transform:uppercase; padding:0 0 8px; }

/* ==================== HERO — CINEMATIC OVERSIZED TYPOGRAPHY ==================== */
.hero { position:relative; height:100vh; min-height:860px; display:flex; align-items:center; overflow:hidden; background:var(--navy); }
.hero-media { position:absolute; inset:0; overflow:hidden; border-radius:0 0 var(--r-xl) var(--r-xl); }
.hero-media video, .hero-media img { width:100%; height:100%; object-fit:cover; opacity:0.35; filter:brightness(0.8); }
.hero-overlay { position:absolute; inset:0; background:linear-gradient(180deg,rgba(15,23,42,0.15) 0%,rgba(15,23,42,0.03) 30%,rgba(15,23,42,0.2) 55%,rgba(15,23,42,0.92) 85%,var(--navy) 100%); }
.hero-content { position:relative; z-index:2; max-width:900px; padding:80px 72px 0; margin-left:2%; }
.hero h1 {
  font-family:var(--sans);
  font-size:clamp(48px,7.5vw,96px);
  font-weight:200;
  color:var(--cream);
  line-height:1.08;
  margin-bottom:44px;
  letter-spacing:0.06em;
  text-transform:uppercase;
}
.hero h1 em { font-family:var(--serif); font-style:italic; font-weight:400; letter-spacing:-0.02em; text-transform:none; }
.hero p {
  font-size:17px;
  color:rgba(245,245,242,0.65);
  line-height:2.1;
  margin-bottom:60px;
  max-width:500px;
  font-weight:300;
  letter-spacing:0.015em;
}
.hero-buttons { display:flex; gap:16px; flex-wrap:wrap; }
/* hero-badge, hero-scroll — REMOVED */

/* Floating social — REMOVED */

/* Accessibility widget — REMOVED */

/* ==================== CINEMATIC MEDIA SECTIONS ==================== */
.cin { position:relative; overflow:hidden; margin:0 24px; border-radius:var(--r-xl); }
.cin-full { height:80vh; min-height:550px; }
.cin-mid { height:60vh; min-height:400px; }
.cin-short { height:45vh; min-height:300px; }
.cin video, .cin img { position:absolute; inset:0; width:100%; height:100%; object-fit:cover; filter:saturate(0.75) contrast(1.05); }
.cin .ov { position:absolute; inset:0; }
.cin .ov-navy { background:linear-gradient(180deg,var(--navy) 0%,rgba(15,23,42,0.45) 25%,rgba(15,23,42,0.5) 50%,rgba(15,23,42,0.45) 75%,var(--navy) 100%); }
.cin .ov-cream-in { background:linear-gradient(180deg,var(--cream) 0%,transparent 20%,transparent 80%,var(--cream) 100%); }
.cin .ov-navy-bottom { background:linear-gradient(180deg,transparent 0%,transparent 50%,var(--navy) 100%); }
.cin .cin-text { position:absolute; inset:0; display:flex; flex-direction:column; align-items:center; justify-content:center; z-index:2; text-align:center; padding:0 48px; }
.cin .cin-text h2 {
  font-family:var(--sans);
  font-size:clamp(34px,5vw,60px);
  font-weight:200;
  color:var(--cream);
  line-height:1.15;
  margin-bottom:28px;
  letter-spacing:0.05em;
  text-transform:uppercase;
}
.cin .cin-text h2 em { font-family:var(--serif); font-weight:400; font-style:italic; text-transform:none; letter-spacing:-0.01em; }
.cin .cin-text p {
  font-size:16px;
  color:rgba(245,245,242,0.35);
  max-width:440px;
  margin:0 auto 48px;
  font-weight:300;
  line-height:2.1;
  letter-spacing:0.01em;
}

/* Split layout */
.split { display:grid; grid-template-columns:1fr 1fr; min-height:650px; margin:0 24px; overflow:hidden; border-radius:var(--r-xl); }
.split-media { position:relative; overflow:hidden; }
.split-media img { width:100%; height:100%; object-fit:cover; filter:saturate(0.8); transition:transform 1.8s var(--ease-smooth); }
.split-media:hover img { transform:scale(1.03); }
.split-content { display:flex; flex-direction:column; justify-content:center; padding:100px 80px; }

/* Page hero — interior pages */
.page-hero { position:relative; height:60vh; min-height:450px; overflow:hidden; display:flex; align-items:flex-end; background:var(--navy); border-radius:0 0 var(--r-xl) var(--r-xl); }
.page-hero .ph-media { position:absolute; inset:0; }
.page-hero .ph-media img { width:100%; height:100%; object-fit:cover; opacity:0.3; filter:saturate(0.7) contrast(1.1); }
.page-hero .ov { position:absolute; inset:0; background:linear-gradient(180deg,rgba(15,23,42,0.1) 0%,rgba(15,23,42,0.6) 70%,var(--navy) 100%); }
.page-hero .ph-content { position:relative; z-index:2; padding:0 0 88px; width:100%; }
.page-hero .ph-content .container { text-align:center; }

/* ==================== SECTIONS ==================== */
.dark { background:var(--navy); }
.light { background:var(--cream); }
.warm { background:var(--cream-warm); }

/* ==================== ABOUT / GRID ==================== */
.about-grid { display:grid; grid-template-columns:1fr 1fr; gap:140px; align-items:start; }
.about-img-wrap { position:sticky; top:120px; overflow:hidden; border-radius:var(--r-xl); }
.about-img-wrap img { width:100%; aspect-ratio:4/5; object-fit:cover; filter:saturate(0.8); transition:transform 1.6s var(--ease-smooth); will-change:transform; border-radius:var(--r-xl); }
.about-img-wrap:hover img { transform:scale(1.02); }
.about-img-wrap .placeholder { width:100%; aspect-ratio:4/5; background:linear-gradient(160deg,#0F172A 0%,#1a2744 100%); display:flex; flex-direction:column; align-items:center; justify-content:center; }
.about-img-wrap .placeholder .initials { font-family:var(--sans); font-size:72px; font-weight:200; color:var(--silver); opacity:0.2; letter-spacing:0.15em; }
.about-img-wrap .placeholder .sub { font-size:10px; color:rgba(199,205,214,0.12); letter-spacing:4px; text-transform:uppercase; margin-top:20px; font-weight:500; }
.logo-placeholder { width:100%; aspect-ratio:4/5; background:linear-gradient(160deg,#F5F5F2 0%,#E8E6E1 100%); display:flex; align-items:center; justify-content:center; border-radius:var(--r-xl); }
.logo-placeholder svg { width:80%; max-width:360px; }
.logo-placeholder-dark { background:linear-gradient(160deg,#0F172A 0%,#1a2744 100%); }

/* Feature grid — floating cards */
.feat-grid { display:grid; grid-template-columns:1fr 1fr; gap:20px; margin-top:80px; }
.feat-item { background:var(--cream-warm); padding:56px 52px; transition:all 0.7s var(--ease); border-radius:var(--r-xl); border:1px solid rgba(0,0,0,0.04); box-shadow:var(--shadow-sm); }
.feat-item:hover { background:white; transform:translateY(-4px); }
.feat-item h4 { font-family:var(--sans); font-size:16px; font-weight:500; color:var(--charcoal); margin-bottom:16px; letter-spacing:0.08em; line-height:1.4; text-transform:uppercase; }
.feat-item p { font-size:15px; color:var(--text-mid); line-height:1.95; font-weight:300; }

/* Broker badge */
.broker-badge { display:inline-flex; align-items:center; gap:12px; border:1px solid var(--stone-light); padding:16px 28px; font-size:11px; color:var(--text-light); letter-spacing:1px; margin-top:36px; border-radius:var(--r-full); background:rgba(255,255,255,0.5); backdrop-filter:blur(10px); }
.broker-badge strong { color:var(--charcoal); font-weight:600; }
.dark .broker-badge { border-color:rgba(199,205,214,0.1); color:rgba(245,245,242,0.3); background:rgba(255,255,255,0.03); }
.dark .broker-badge strong { color:rgba(245,245,242,0.6); }

/* ==================== STATS — TECH MODERN LUX ==================== */
.stats-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
.stat-item {
  position:relative;
  padding:56px 20px 48px;
  text-align:center;
  border-radius:var(--r-xl);
  background:rgba(245,245,242,0.03);
  border:1px solid rgba(199,205,214,0.08);
  backdrop-filter:blur(20px);
  -webkit-backdrop-filter:blur(20px);
  transition:all 0.7s var(--ease-smooth);
  overflow:visible;
  cursor:default;
}
.stat-item::before {
  content:'';
  position:absolute;
  inset:-1px;
  border-radius:var(--r-xl);
  padding:1px;
  background:linear-gradient(160deg,rgba(199,205,214,0.15),transparent 40%,transparent 60%,rgba(199,205,214,0.08));
  -webkit-mask:linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
  -webkit-mask-composite:xor;
  mask-composite:exclude;
  opacity:0;
  transition:opacity 0.7s var(--ease-smooth);
  pointer-events:none;
}
.stat-item::after {
  content:'';
  position:absolute;
  top:0;
  left:0;
  width:100%;
  height:100%;
  background:radial-gradient(circle 180px at var(--glow-x, 50%) var(--glow-y, 50%),rgba(199,205,214,0.08) 0%,transparent 70%);
  opacity:0;
  transition:opacity 0.5s var(--ease-smooth);
  pointer-events:none;
}
.stat-item:hover { border-color:rgba(199,205,214,0.15); transform:translateY(-6px); }
.stat-item:hover::before { opacity:1; }
.stat-item:hover::after { opacity:1; }
.stat-icon {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:48px;
  height:48px;
  border-radius:var(--r-md);
  background:linear-gradient(135deg,rgba(199,205,214,0.08),rgba(199,205,214,0.02));
  border:1px solid rgba(199,205,214,0.06);
  margin-bottom:28px;
  font-size:18px;
  color:var(--silver);
  opacity:0.5;
  transition:all 0.6s var(--ease-smooth);
}
.stat-item:hover .stat-icon { opacity:0.8; transform:scale(1.08); background:linear-gradient(135deg,rgba(199,205,214,0.12),rgba(199,205,214,0.04)); }
.stat-number {
  font-family:var(--sans);
  font-size:clamp(36px,4vw,68px);
  font-weight:200;
  color:var(--cream);
  line-height:1;
  margin-bottom:14px;
  letter-spacing:0.02em;
  position:relative;
  z-index:1;
  white-space:nowrap;
}
.stat-label {
  font-family:var(--sans);
  font-size:10px;
  font-weight:500;
  text-transform:uppercase;
  letter-spacing:4px;
  color:var(--text-on-dark-mid);
  position:relative;
  z-index:1;
}
.stat-bar {
  width:40px;
  height:2px;
  margin:20px auto 0;
  background:rgba(199,205,214,0.1);
  border-radius:var(--r-full);
  overflow:hidden;
  position:relative;
  z-index:1;
}
.stat-bar-fill {
  height:100%;
  width:0;
  background:linear-gradient(90deg,rgba(199,205,214,0.3),rgba(199,205,214,0.6));
  border-radius:var(--r-full);
  transition:width 2s var(--ease-smooth);
}
.stat-item.counted .stat-bar-fill { width:100%; }

/* ==================== PROGRAMS ==================== */
.programs-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(320px,1fr)); gap:20px; margin-top:80px; }
.prog-card { background:white; padding:56px 48px; transition:all 0.7s var(--ease); position:relative; border-radius:var(--r-xl); border:1px solid rgba(0,0,0,0.06); box-shadow:var(--shadow-sm); }
.prog-card:hover { transform:translateY(-6px); }
.prog-card h3 { font-family:var(--sans); font-size:18px; font-weight:500; color:var(--charcoal); margin-bottom:14px; letter-spacing:0.08em; line-height:1.35; text-transform:uppercase; }
.prog-card p { font-size:15px; color:var(--text-mid); line-height:1.95; margin-bottom:24px; font-weight:300; }
.prog-card .link { font-size:10px; font-weight:500; color:var(--navy); text-transform:uppercase; letter-spacing:3px; display:inline-flex; align-items:center; gap:8px; opacity:0.45; transition:all 0.5s var(--ease); }
.prog-card:hover .link { opacity:1; gap:14px; }

/* ==================== PROCESS ==================== */
.process-tabs { display:flex; gap:8px; margin-bottom:100px; justify-content:center; }
.proc-tab { padding:20px 56px; font-size:10px; font-weight:500; text-transform:uppercase; letter-spacing:3px; color:var(--text-muted); border:1px solid var(--stone-light); cursor:pointer; transition:all 0.6s var(--ease); border-radius:var(--r-full); background:rgba(255,255,255,0.5); }
.proc-tab.active { background:var(--navy); color:var(--cream); border-color:var(--navy); box-shadow:var(--shadow-md); }
.proc-tab:hover:not(.active) { border-color:var(--stone); color:var(--text-mid); background:white; transform:translateY(-2px); }
.proc-content { display:none; }
.proc-content.active { display:block; }
.timeline { max-width:640px; margin:0 auto; position:relative; }
.timeline::before { content:''; position:absolute; left:19px; top:0; bottom:0; width:2px; background:var(--stone-light); border-radius:var(--r-full); }
.tl-item { padding-left:80px; margin-bottom:72px; position:relative; }
.tl-item:last-child { margin-bottom:0; }
.tl-dot { position:absolute; left:8px; top:6px; width:24px; height:24px; background:var(--navy); display:flex; align-items:center; justify-content:center; font-size:8px; color:var(--cream); font-weight:600; border-radius:var(--r-sm); box-shadow:var(--shadow-sm); }
.tl-item h4 { font-family:var(--sans); font-size:16px; font-weight:500; color:var(--charcoal); margin-bottom:14px; letter-spacing:0.08em; line-height:1.35; text-transform:uppercase; }
.tl-item p { font-size:16px; color:var(--text-mid); line-height:2; font-weight:300; }

/* ==================== CALCULATOR ==================== */
.calc-wrap { background:rgba(255,255,255,0.7); backdrop-filter:blur(20px); border:1px solid rgba(0,0,0,0.04); max-width:920px; margin:80px auto 0; overflow:hidden; border-radius:var(--r-xl); box-shadow:var(--shadow-md); }
.calc-tabs { display:flex; border-bottom:1px solid rgba(0,0,0,0.04); padding:8px; gap:4px; background:rgba(0,0,0,0.02); }
.calc-tab { flex:1; padding:18px; text-align:center; font-size:10px; font-weight:500; text-transform:uppercase; letter-spacing:3px; color:var(--text-muted); cursor:pointer; transition:all 0.6s var(--ease); border-radius:var(--r-md); }
.calc-tab.active { background:var(--navy); color:var(--cream); box-shadow:var(--shadow-md); }
.calc-tab:hover:not(.active) { background:rgba(0,0,0,0.03); }
.calc-body { padding:56px; }
.calc-panel { display:none; }
.calc-panel.active { display:block; }
.calc-grid { display:grid; grid-template-columns:1fr 1fr; gap:32px; }
.calc-field label { display:block; font-size:10px; font-weight:500; color:var(--text-muted); text-transform:uppercase; letter-spacing:2.5px; margin-bottom:12px; }
.calc-input { display:flex; border:1.5px solid rgba(0,0,0,0.06); background:white; transition:all 0.5s var(--ease); border-radius:var(--r-md); overflow:hidden; }
.calc-input:focus-within { border-color:var(--navy); box-shadow:0 0 0 4px rgba(15,23,42,0.06); }
.calc-input input, .calc-input select { flex:1; padding:16px 18px; border:none; font-size:16px; font-family:var(--sans); font-weight:400; color:var(--charcoal); background:transparent; outline:none; min-width:0; }
.calc-input select { cursor:pointer; }
.calc-input select option { background:var(--cream); }
.calc-input .pre, .calc-input .suf { font-size:13px; color:var(--text-muted); padding:0 16px; background:rgba(0,0,0,0.02); display:flex; align-items:center; flex-shrink:0; min-width:40px; justify-content:center; font-weight:500; }
.calc-toggle { font-size:9px; font-weight:500; color:var(--text-muted); border:1px solid var(--stone-light); padding:12px 24px; margin-top:32px; display:inline-flex; align-items:center; gap:8px; text-transform:uppercase; letter-spacing:2.5px; transition:all 0.5s var(--ease); border-radius:var(--r-full); }
.calc-toggle:hover { border-color:var(--navy); color:var(--charcoal); background:white; }
.calc-adv { display:none; padding-top:32px; margin-top:32px; border-top:1px solid rgba(0,0,0,0.04); }
.calc-adv.show { display:block; }
.calc-result { margin-top:44px; padding:52px; background:var(--navy); border-radius:var(--r-lg); }
.res-main { text-align:center; margin-bottom:36px; }
.res-main .lbl { font-size:10px; color:var(--text-on-dark-mid); text-transform:uppercase; letter-spacing:4px; font-weight:500; }
.res-main .amt { font-family:var(--sans); font-size:56px; font-weight:400; color:var(--cream); letter-spacing:0.02em; margin-top:8px; }
.res-main .amt .dollar { color:var(--silver); opacity:0.4; }
.res-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(110px,1fr)); gap:12px; }
.res-item { text-align:center; padding:22px; background:rgba(245,245,242,0.04); border-radius:var(--r-md); border:1px solid rgba(245,245,242,0.04); }
.res-item .v { font-size:15px; font-weight:500; color:var(--cream); letter-spacing:0.01em; }
.res-item .l { font-size:8px; color:var(--text-on-dark-mid); text-transform:uppercase; letter-spacing:2px; margin-top:8px; font-weight:500; }
.dti-track { background:rgba(199,205,214,0.1); height:28px; position:relative; margin:28px 0; border-radius:var(--r-full); overflow:hidden; }
.dti-fill { height:100%; display:flex; align-items:center; justify-content:center; font-size:12px; font-weight:500; color:var(--cream); transition:width 1s var(--ease-smooth); border-radius:var(--r-full); }
.dti-fill.good { background:linear-gradient(90deg,#2D6A4F,#52B788); }
.dti-fill.ok { background:linear-gradient(90deg,#92400E,#D97706); }
.dti-fill.high { background:linear-gradient(90deg,#7F1D1D,#B91C1C); }

/* ==================== RATES ==================== */
.rates-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(220px,1fr)); gap:20px; margin-top:80px; }
.rate-card { background:white; padding:60px 36px; text-align:center; transition:all 0.7s var(--ease); border-radius:var(--r-xl); border:1px solid rgba(0,0,0,0.06); box-shadow:var(--shadow-sm); }
.rate-card:hover { transform:translateY(-6px); }
.rate-card h4 { font-size:10px; color:var(--text-muted); text-transform:uppercase; letter-spacing:3.5px; margin-bottom:28px; font-weight:500; }
.rate-card .num { font-family:var(--sans); font-size:52px; font-weight:400; color:var(--charcoal); letter-spacing:0.02em; }
.rate-card .num .pct { font-size:28px; color:var(--text-light); font-weight:300; }
.rate-card .apr { font-size:13px; color:var(--text-muted); margin-top:14px; letter-spacing:1px; font-weight:400; }

/* ==================== LOAN LIMITS ==================== */
.limits-box { max-width:900px; margin:80px auto 0; }
.limits-select { width:100%; padding:18px 24px; background:white; border:1.5px solid rgba(0,0,0,0.06); color:var(--charcoal); font-size:15px; font-family:var(--sans); cursor:pointer; transition:all 0.5s var(--ease); border-radius:var(--r-md); box-shadow:var(--shadow-sm); appearance:none; background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238A8A8A' stroke-width='1.5' fill='none'/%3E%3C/svg%3E"); background-repeat:no-repeat; background-position:right 24px center; }
.limits-select:focus { border-color:var(--navy); outline:none; box-shadow:0 0 0 4px rgba(15,23,42,0.06); }
.limits-result { background:white; border:1px solid rgba(0,0,0,0.04); margin-top:20px; display:none; overflow:hidden; border-radius:var(--r-lg); box-shadow:var(--shadow-sm); }
.limits-result.show { display:block; }
.limits-layout { display:grid; grid-template-columns:auto 1fr; gap:32px; align-items:start; }
.limits-units { display:flex; flex-direction:column; gap:0; border:1px solid rgba(0,0,0,0.06); border-radius:var(--r-md); overflow:hidden; }
.unit-btn { display:flex; flex-direction:column; align-items:center; gap:2px; padding:20px 32px; background:white; border:none; cursor:pointer; font-family:var(--sans); transition:all 0.3s ease; border-bottom:1px solid rgba(0,0,0,0.04); }
.unit-btn:last-child { border-bottom:none; }
.unit-btn strong { font-size:15px; font-weight:700; color:var(--charcoal); letter-spacing:0.05em; }
.unit-btn span { font-size:11px; color:var(--text-muted); }
.unit-btn.active { background:var(--stone); }
.unit-btn:hover:not(.active) { background:rgba(0,0,0,0.02); }
.limits-cards { display:flex; flex-direction:column; gap:20px; }
.limit-card { background:rgba(210,230,255,0.15); border:1px solid rgba(0,0,0,0.05); border-radius:var(--r-md); padding:24px 32px 28px; position:relative; }
.limit-tag { display:inline-block; padding:6px 16px; border-radius:4px; font-size:10px; font-weight:600; letter-spacing:1.5px; font-family:var(--sans); color:white; margin-bottom:12px; }
.tag-conf { background:#E8627C; }
.tag-fha { background:#3DBBAD; }
.tag-va { background:#2D3A5C; }
.limit-amount { font-size:clamp(28px,4vw,42px); font-weight:600; color:var(--charcoal); font-family:var(--serif); }
.limit-amount sup { font-size:0.5em; }
@media(max-width:600px){
  .limits-layout { grid-template-columns:1fr; }
  .limits-units { flex-direction:row; flex-wrap:wrap; }
  .unit-btn { flex:1; min-width:45%; padding:14px 16px; border-bottom:none; border-right:1px solid rgba(0,0,0,0.04); }
  .unit-btn:nth-child(2n) { border-right:none; }
  .unit-btn:nth-child(1),.unit-btn:nth-child(2) { border-bottom:1px solid rgba(0,0,0,0.04); }
}

/* ==================== PRE-APPROVAL ==================== */
.preapp-grid { display:grid; grid-template-columns:1.2fr 0.8fr; gap:100px; align-items:start; margin-top:100px; }
.preapp-step { padding-left:76px; margin-bottom:64px; position:relative; counter-increment:s; }
.preapp-step::before { content:counter(s); position:absolute; left:0; top:0; width:48px; height:48px; background:var(--navy); display:flex; align-items:center; justify-content:center; font-weight:500; font-size:14px; color:var(--cream); font-family:var(--sans); border-radius:var(--r-md); box-shadow:var(--shadow-sm); }
.preapp-step h4 { font-family:var(--sans); font-size:16px; font-weight:500; color:var(--charcoal); margin-bottom:14px; letter-spacing:0.08em; line-height:1.4; text-transform:uppercase; }
.preapp-step p, .preapp-step li { font-size:16px; color:var(--text-mid); line-height:2; font-weight:300; }
.preapp-step ul { margin-top:12px; }
.preapp-step ul li { padding-left:18px; position:relative; margin-bottom:8px; }
.preapp-step ul li::before { content:''; position:absolute; left:0; top:12px; width:4px; height:4px; background:var(--navy); border-radius:50%; opacity:0.25; }
.preapp-card { background:var(--navy); padding:60px; position:sticky; top:100px; border-radius:var(--r-xl); }
.preapp-card h3 { font-family:var(--sans); font-size:28px; font-weight:300; color:var(--cream); margin-bottom:28px; letter-spacing:0.04em; line-height:1.25; text-transform:uppercase; }
.preapp-card p { color:var(--text-on-dark-mid); font-size:15px; line-height:1.9; font-weight:300; }
.preapp-card .checks li { display:flex; gap:14px; margin-bottom:16px; font-size:14px; color:var(--text-on-dark); font-weight:300; line-height:1.7; }
.preapp-card .checks li i { color:var(--silver); margin-top:4px; flex-shrink:0; font-size:10px; opacity:0.4; }
.preapp-card .btn { border-radius:var(--r-md); }

/* ==================== REVIEWS ==================== */
.reviews-grid { display:grid; grid-template-columns:repeat(auto-fill,minmax(360px,1fr)); gap:20px; margin-top:80px; }
.review-card { background:white; padding:56px; transition:all 0.7s var(--ease); border-radius:var(--r-xl); border:1px solid rgba(0,0,0,0.06); box-shadow:var(--shadow-sm); }
.review-card:hover { transform:translateY(-6px); }
/* review-stars — REMOVED */
.review-text {
  font-family:var(--sans);
  font-size:15px;
  color:var(--text-mid);
  line-height:2;
  margin-bottom:36px;
  font-style:normal;
  font-weight:300;
  letter-spacing:0.02em;
}
.review-name { font-family:var(--sans); }
.review-role { font-family:var(--sans); }
.review-author { display:flex; align-items:center; gap:16px; }
.review-av { width:48px; height:48px; background:var(--navy); display:flex; align-items:center; justify-content:center; font-weight:500; color:var(--cream); font-size:13px; border-radius:var(--r-md); }
.review-name { font-size:14px; font-weight:500; color:var(--charcoal); letter-spacing:0.02em; }
.review-role { font-size:12px; color:var(--text-muted); letter-spacing:0.02em; margin-top:2px; font-weight:300; }

/* ==================== FAQ ==================== */
.faq-list { max-width:720px; margin:100px auto 0; }
.faq-item { border-bottom:1px solid rgba(0,0,0,0.05); }
.faq-q {
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:40px 0;
  font-family:var(--sans);
  font-size:16px;
  font-weight:500;
  color:var(--charcoal);
  text-align:left;
  cursor:pointer;
  transition:all 0.5s var(--ease);
  letter-spacing:0.06em;
  line-height:1.5;
}
.faq-q:hover { color:var(--text-mid); }
.faq-icon { font-size:18px; color:var(--text-muted); transition:transform 0.5s var(--ease); flex-shrink:0; margin-left:28px; width:36px; height:36px; display:flex; align-items:center; justify-content:center; background:rgba(0,0,0,0.03); border-radius:var(--r-sm); font-weight:300; font-family:var(--sans); }
.faq-item.open .faq-icon { transform:rotate(45deg); background:var(--navy); color:var(--cream); }
.faq-a { max-height:0; overflow:hidden; transition:max-height 0.6s var(--ease); }
.faq-a-inner { padding:0 0 40px; font-size:16px; color:var(--text-mid); line-height:2.1; font-weight:300; max-width:600px; }

/* ==================== CONTACT ==================== */
.contact-grid { display:grid; grid-template-columns:1fr 1fr; gap:40px; margin-top:100px; }
.contact-form { display:flex; flex-direction:column; gap:32px; background:white; padding:56px; border:1px solid rgba(0,0,0,0.06); border-radius:var(--r-xl); box-shadow:var(--shadow-sm); }
.form-row { display:grid; grid-template-columns:1fr 1fr; gap:20px; }
.form-field label { display:block; font-size:10px; font-weight:500; color:var(--text-muted); text-transform:uppercase; letter-spacing:2.5px; margin-bottom:14px; }
.form-field input, .form-field select, .form-field textarea { width:100%; padding:18px 22px; border:1.5px solid rgba(0,0,0,0.06); background:var(--cream); font-size:15px; font-family:var(--sans); font-weight:400; color:var(--charcoal); transition:all 0.5s var(--ease); border-radius:var(--r-md); }
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { outline:none; border-color:var(--navy); background:white; box-shadow:0 0 0 4px rgba(15,23,42,0.06); }
.form-field textarea { resize:vertical; min-height:140px; line-height:1.9; }
.contact-info { background:var(--navy); padding:60px; border-radius:var(--r-xl); }
.contact-info h3 { font-family:var(--sans); font-size:28px; font-weight:300; color:var(--cream); margin-bottom:48px; letter-spacing:0.06em; text-transform:uppercase; }
.c-item { display:flex; gap:18px; margin-bottom:36px; }
/* c-item icon circles — REMOVED */
.c-item h4 { font-size:10px; font-weight:500; color:rgba(245,245,242,0.45); margin-bottom:6px; text-transform:uppercase; letter-spacing:2px; }
.c-item p, .c-item a { font-size:15px; color:var(--text-on-dark-mid); line-height:1.8; font-weight:300; }
.c-item a:hover { color:var(--cream); }
/* c-social — REMOVED */

/* Chatbot — REMOVED */

/* ==================== FOOTER — CINEMATIC ==================== */
.footer { background:var(--navy); padding:0; margin-top:-1px; }
.footer-cta { text-align:center; padding:200px 0 160px; border-bottom:1px solid rgba(199,205,214,0.06); }
.footer-headline { font-family:var(--serif); font-size:clamp(80px,12vw,160px); font-weight:400; font-style:italic; color:var(--cream); line-height:1; margin-bottom:32px; letter-spacing:-0.02em; }
.footer-headline em { font-style:italic; }
.footer-sub { font-size:16px; color:var(--text-on-dark-mid); font-weight:300; letter-spacing:0.01em; margin-bottom:56px; }
.footer-actions { display:flex; gap:16px; justify-content:center; flex-wrap:wrap; }
.footer-grid { display:grid; grid-template-columns:1fr 1fr 1fr; gap:56px; padding:80px 0; border-bottom:1px solid rgba(199,205,214,0.06); }
.footer h4 { font-size:9px; font-weight:500; color:rgba(245,245,242,0.3); text-transform:uppercase; letter-spacing:3.5px; margin-bottom:32px; }
.footer ul li { margin-bottom:14px; }
.footer ul li a, .footer ul li { font-size:14px; color:var(--text-on-dark-mid); padding:4px 0; display:block; transition:all 0.4s var(--ease); font-weight:300; }
.footer ul li a:hover { color:var(--cream); }
.footer-licenses { display:flex; flex-wrap:wrap; gap:16px; padding:32px 0; font-size:10px; color:var(--text-on-dark-mid); border-bottom:1px solid rgba(199,205,214,0.04); letter-spacing:0.5px; }
.footer-licenses span { padding:10px 18px; background:rgba(245,245,242,0.03); border-radius:var(--r-full); font-weight:400; }
.footer-bottom { padding:32px 0; display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:16px; font-size:10px; color:rgba(199,205,214,0.2); letter-spacing:0.5px; font-weight:400; }
.footer-bottom a { color:var(--text-on-dark-mid); }
.footer-bottom a:hover { color:var(--cream); }
.footer-legal { font-size:10px; color:rgba(199,205,214,0.15); max-width:880px; line-height:2.4; padding:24px 0 48px; letter-spacing:0.02em; font-weight:300; }

/* ==================== SCROLL REVEAL ==================== */
.reveal { opacity:0; transform:translateY(50px); transition:opacity 1.4s var(--ease-smooth), transform 1.4s var(--ease-smooth); }
.reveal.visible { opacity:1; transform:translateY(0); }
.reveal-left { opacity:0; transform:translateX(-60px); transition:opacity 1.4s var(--ease-smooth), transform 1.4s var(--ease-smooth); }
.reveal-left.visible { opacity:1; transform:translateX(0); }
.reveal-right { opacity:0; transform:translateX(60px); transition:opacity 1.4s var(--ease-smooth), transform 1.4s var(--ease-smooth); }
.reveal-right.visible { opacity:1; transform:translateX(0); }
.reveal-scale { opacity:0; transform:scale(0.94); transition:opacity 1.6s var(--ease-smooth), transform 1.6s var(--ease-smooth); }
.reveal-scale.visible { opacity:1; transform:scale(1); }
.reveal-clip { clip-path:inset(0 0 100% 0); transition:clip-path 1.6s var(--ease-smooth); }
.reveal-clip.visible { clip-path:inset(0 0 0% 0); }

/* Character split for GSAP */
.section-title .char { display:inline-block; }

/* Text reveal — word by word */
.text-reveal .tr-word { opacity:0; transform:translateY(14px); display:inline-block; transition:opacity 0.6s var(--ease-smooth), transform 0.6s var(--ease-smooth); }
.text-reveal.tr-visible .tr-word { opacity:1; transform:translateY(0); }

/* ==================== MOBILE MENU ==================== */
.mob-menu { position:fixed; inset:0; background:var(--navy); z-index:10000; display:flex; flex-direction:column; align-items:center; justify-content:center; gap:2px; opacity:0; pointer-events:none; transition:all 0.8s var(--ease-smooth); padding:70px 20px 40px; overflow-y:auto; }
.mob-menu.open { opacity:1; pointer-events:all; }
.mob-menu a { font-family:var(--sans); font-size:18px; color:rgba(245,245,242,0.5); font-weight:300; padding:10px 32px; letter-spacing:0.12em; text-transform:uppercase; transition:all 0.4s var(--ease); border-radius:var(--r-md); }
.mob-menu a:hover { color:var(--cream); background:rgba(245,245,242,0.04); }
.mob-close { position:absolute; top:12px; right:12px; color:rgba(245,245,242,0.5); font-size:28px; cursor:pointer; width:56px; height:56px; display:flex; align-items:center; justify-content:center; border-radius:var(--r-md); transition:all 0.4s var(--ease); z-index:1001; }
.mob-close:hover { background:rgba(245,245,242,0.06); color:var(--cream); }

/* ==================== PRELOADER ==================== */
.preloader {
  position:fixed; inset:0; z-index:10000;
  background:var(--cream);
  display:flex; align-items:center; justify-content:center;
  transition:opacity 0.6s var(--ease-smooth), visibility 0.6s;
}
.preloader.done { opacity:0; visibility:hidden; pointer-events:none; }
.preloader-wordmark {
  font-family:var(--sans);
  font-size:clamp(14px,2vw,18px);
  font-weight:400;
  letter-spacing:0.22em;
  text-transform:uppercase;
  color:var(--navy);
  opacity:0;
  animation:preloaderIn 0.8s var(--ease-smooth) 0.1s forwards;
}
@keyframes preloaderIn {
  0% { opacity:0; letter-spacing:0.35em; }
  100% { opacity:1; letter-spacing:0.22em; }
}

/* ==================== CUSTOM CURSOR ==================== */
.cursor {
  position:fixed; top:0; left:0; z-index:9999;
  width:8px; height:8px;
  background:var(--navy);
  border-radius:50%;
  pointer-events:none;
  transform:translate(-50%,-50%);
  transition:width 0.4s var(--ease-smooth), height 0.4s var(--ease-smooth), background 0.4s var(--ease-smooth), opacity 0.4s;
  mix-blend-mode:difference;
  opacity:0;
}
.cursor.visible { opacity:1; }
.cursor.hover {
  width:32px; height:32px;
  background:var(--cream);
}
/* Hide custom cursor on touch devices */
@media(hover:none){ .cursor { display:none; } }

/* ==================== PAGE TRANSITION ==================== */
.page-transition {
  position:fixed; inset:0; z-index:9998;
  background:var(--navy);
  transform:scaleY(0);
  transform-origin:bottom;
  pointer-events:none;
}

/* ==================== KEN BURNS — HERO IMAGE ==================== */
@keyframes kenBurns {
  0% { transform:scale(1.0); }
  100% { transform:scale(1.12); }
}
.hero-img { animation:kenBurns 18s var(--ease-smooth) forwards; }

/* Hero link (text link below button) */
.hero-link {
  display:inline-block;
  margin-top:20px;
  font-size:11px;
  font-weight:500;
  letter-spacing:3px;
  text-transform:uppercase;
  color:rgba(245,245,242,0.45);
  transition:color 0.5s var(--ease), letter-spacing 0.5s var(--ease);
}
.hero-link:hover { color:var(--cream); letter-spacing:4px; }

/* Cinematic image (Ken Burns on scroll for cin sections) */
.cin-img { animation:kenBurns 24s var(--ease-smooth) forwards; }

/* About grid — single column variant */
.about-single { grid-template-columns:1fr; max-width:760px; }

/* Program cards — with images */
.prog-card { padding:0; overflow:hidden; display:flex; flex-direction:column; }
.prog-img { position:relative; width:100%; height:240px; overflow:hidden; border-radius:var(--r-xl) var(--r-xl) 0 0; }
.prog-img img { width:100%; height:100%; object-fit:cover; filter:saturate(0.75) contrast(1.05); transition:transform 1.4s var(--ease-smooth); border-radius:var(--r-xl) var(--r-xl) 0 0; }
.prog-card:hover .prog-img img { transform:scale(1.06); }
.prog-content { padding:44px 40px; flex:1; display:flex; flex-direction:column; }
.prog-content p { flex:1; }

/* ==================== HOMEPAGE PROCESS SECTION ==================== */
.process-row {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:80px;
  align-items:center;
  margin-bottom:80px;
}
.process-row:last-of-type { margin-bottom:0; }
.process-row.reverse { direction:rtl; }
.process-row.reverse > * { direction:ltr; }
.process-image { position:relative; overflow:hidden; height:420px; border-radius:var(--r-xl); }
.process-image img { width:100%; height:100%; object-fit:cover; filter:saturate(0.75) contrast(1.05); border-radius:var(--r-xl); }
.process-num {
  display:block;
  font-family:var(--serif);
  font-size:clamp(48px,6vw,72px);
  font-weight:300;
  color:rgba(199,205,214,0.15);
  line-height:1;
  margin-bottom:16px;
  letter-spacing:-0.02em;
}
.process-label {
  font-family:var(--sans);
  font-size:18px;
  font-weight:500;
  color:var(--cream);
  letter-spacing:0.08em;
  text-transform:uppercase;
  margin-bottom:20px;
}

/* ==================== RESPONSIVE ==================== */
@media(max-width:1280px){
  .nav-links a{font-size:8.5px;padding:10px 7px;letter-spacing:1.2px}
  .nav-logo-svg{width:160px}
  .nav-apply{padding:8px 14px;font-size:8px;letter-spacing:2px}
  .lang-toggle button{padding:6px 8px;font-size:8px}
  .nav-inner{padding:0 28px}
  .nav-dropdown-toggle{font-size:8.5px;padding:10px 7px;letter-spacing:1.2px}
  .hero h1{font-size:clamp(36px,5.5vw,64px);margin-bottom:16px}
  .hero-content{padding:0 48px}
  .hero-content p{font-size:13px;margin-bottom:6px}
  .hero .hero-buttons{margin-top:10px}
  .hero .hero-link{margin-top:6px}
  .hero{min-height:auto}
}
@media(max-height:820px){
  .hero{min-height:100vh;overflow:visible;align-items:flex-end;padding-bottom:40px}
  .hero-kasa{display:none}
  .hero h1{font-size:clamp(36px,5.5vw,64px);margin-bottom:12px}
  .hero-content{padding:0 48px}
  .hero-content p{font-size:13px;margin-bottom:4px}
  .hero .hero-buttons{margin-top:10px}
  .hero .hero-link{margin-top:6px;font-size:10px}
}
@media(max-width:1024px){
  .nav-links{display:none}.mobile-toggle{display:block}.nav-dropdown{display:none}
  .about-grid,.preapp-grid,.contact-grid,.split{grid-template-columns:1fr}
  .about-img-wrap{position:relative;top:auto;max-width:480px;margin:0 auto}
  .about-grid[style*="rtl"]{direction:ltr}
  .about-grid[style*="rtl"] .about-img-wrap{order:-1}
  .split{margin:0 16px}.cin{margin:0 16px}
  .footer-grid{grid-template-columns:1fr 1fr 1fr}.stats-grid{grid-template-columns:repeat(2,1fr);gap:16px}
  .process-row,.process-row.reverse{grid-template-columns:1fr;gap:40px}
  .process-image{height:320px}
  .hero-content{margin-left:0;padding:0 36px}
  .container{padding:0 40px}.split-content{padding:80px 40px}
  .nav-inner{padding:0 36px}.about-grid{gap:72px}
  .nav.scrolled .nav-inner{margin:0 12px;padding:8px 20px}
  .contact-grid{gap:24px}.section{padding:120px 0}
}
@media(max-width:768px){
  .container{padding:0 28px}.section{padding:140px 0}
  .calc-grid,.form-row{grid-template-columns:1fr}
  .programs-grid,.reviews-grid{grid-template-columns:1fr}
  .rates-grid{grid-template-columns:1fr 1fr}
  .process-image{height:280px}.prog-img{height:200px}
  .footer-grid{grid-template-columns:1fr;gap:44px}
  .process-tabs{flex-wrap:wrap;gap:6px}
  .hero{min-height:680px}.feat-grid{grid-template-columns:1fr}
  .preapp-card{position:static}.cin-full{height:60vh}
  .cin-mid{height:45vh}.page-hero{height:50vh}
  .hero h1{font-size:clamp(44px,11vw,76px)}
  .section-title{font-size:clamp(36px,7vw,56px)}
  .nav-inner{padding:0 24px}
  .cin{margin:0 12px;border-radius:var(--r-lg)}
  .split{margin:0 12px;border-radius:var(--r-lg)}
  .page-hero{border-radius:0 0 var(--r-lg) var(--r-lg)}
  .hero-media{border-radius:0 0 var(--r-lg) var(--r-lg)}
  .hero-overlay{border-radius:0 0 var(--r-lg) var(--r-lg)}
  .footer{border-radius:0}.footer-cta{padding:120px 0 100px}.footer-headline{font-size:clamp(60px,14vw,120px)}
  .section{padding:100px 0}
  .contact-form{padding:40px}
  .contact-info{padding:40px}
  .nav.scrolled .nav-inner{margin:6px 12px;padding:10px 20px;border-radius:var(--r-full)}
  .calc-body{padding:40px}
  .cta-bar{padding-top:72px}
}
@media(max-width:480px){
  .hero-buttons,.cta-bar{flex-direction:column;align-items:stretch}
  .btn{justify-content:center}
  .rates-grid{grid-template-columns:1fr}.stats-grid{grid-template-columns:1fr 1fr}
  .hero-content{padding:0 20px}
  .calc-body{padding:28px 20px}
  .proc-tab{padding:14px 24px;letter-spacing:2px}
  .contact-form{padding:28px}
  .contact-info{padding:28px}
  .section{padding:80px 0}
}
