Legal
Effective Date: January 1, 2026 | Last Updated: May 2026
Financed by John / John Garcia, Mortgage Loan Originator with Kasa Lending (NMLS #2780336), respects your privacy. This policy explains how we collect, use, protect and share your personal information when you visit this website or use our mortgage services.
We may collect the following categories of personal information:
Contact information: name, email address, phone number and mailing address.
Financial information: income, employment details, credit history, assets and debts provided during the loan application process.
Identification: Social Security number, ITIN, driver’s license or other government-issued ID as required for loan processing.
Website usage data: IP address, browser type, pages visited and cookies for analytics and site improvement.
Your information is used to:
• Process and evaluate mortgage loan applications through Kasa Lending.
• Communicate with you about your loan status, documents and next steps.
• Comply with federal and state regulatory requirements.
• Improve our website and services.
• Respond to your inquiries and provide customer support.
We do not sell your personal information. We may share your information with:
Kasa Lending: as required to originate and process your mortgage loan.
Lenders and investors: to underwrite, fund and service your loan.
Service providers: appraisers, title companies, credit bureaus and other parties necessary for the loan process.
Regulatory authorities: when required by law or regulation.
We implement industry-standard security measures to protect your personal information, including encrypted transmissions (SSL/TLS), secure document portals and restricted access to sensitive data. However, no method of electronic transmission or storage is 100% secure.
This website may use cookies and third-party analytics tools (such as Google Analytics) to understand how visitors use our site. You can control cookie preferences through your browser settings. These tools collect anonymous usage data and do not collect financial information.
If you are a California resident, you have the right to:
• Know what personal information we collect about you and how it is used.
• Request deletion of your personal information, subject to legal exceptions.
• Opt out of the sale of your personal information (we do not sell your data).
• Not be discriminated against for exercising your privacy rights.
To exercise these rights, contact us using the information below.
We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations and resolve disputes. Loan-related records are retained in accordance with federal and state regulations.
We may update this privacy policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
Questions about this privacy policy? Contact us:
Email: john@kasalending.com
Phone: (323) 613-6932
Office: Kasa Lending, 10700 Foothill Blvd Ste 100, Rancho Cucamonga, CA 91730
John Garcia, Mortgage Loan Originator | NMLS #1513303 | DRE #02099218 | Kasa Lending NMLS #2780336